Which of the following is a benefit of implementing two-factor authentication?

Implementing two-factor authentication provides a significant advantage by adding an additional layer of security. This method requires two distinct forms of verification before granting access to an account, typically something the user knows (like a password) and something the user has (like a smartphone app or a text message code). This means that even if a malicious actor is able to obtain a user's password, they would still need the second form of authentication to gain access. By requiring two forms of verification, the overall security posture is greatly improved, making it much harder for unauthorized individuals to compromise accounts.

The other options do not accurately reflect the benefits of two-factor authentication. For instance, while some may think it could eliminate the need for passwords, in reality, it functions as a complement to passwords rather than a replacement. Additionally, it actually enhances user security awareness rather than diminishing it; users become more cognizant of potential security risks. Lastly, while two-factor authentication may introduce a few steps in the login process, it generally does not simplify it. Rather, it adds complexity in a way that ultimately improves security.